Friday, January 24, 2020

Free College Admissions Essays: To become a Scientist :: College Admissions Essays

Desire to become a Scientist Ever since I could remember, I have always wanted to become a scientist. That craving to understand the mysteries of the universe has been one of the most passionate desires of mine since I was a toddler. I can still recall laying in my bed, staring at the ceiling, and wondering why some people had crooked teeth while others didn't. The question "How?" always echoed within my thoughts. When I entered school, science and mathematics quickly became one of my most favored subjects. In my mind, they were the most logical and precise. The answers they provided were based on fact, not human intuition. As I matured, I grew to enjoy the systematic mechanics of the human body. Within months, I knew without a doubt that I wanted to enter college with the intention of graduating with a Ph.D. in genetics. It is my hope that with such a degree, I would be able to pursue a career in medical research. I would like to have that chance of contributing in a cure for the common cold, or maybe some of t he most troubling viruses, which inundate our society today. Unfortunately, such an ambition requires money to achieve. Finances are a strong factor in my family, and I realize that my college choices need to revolve around a simple fact: Can I afford it? My mother has provided for my private school education since I entered kindergarten. With each passing year, it becomes harder and harder to continue providing for this kind of education. My mother, who currently works two jobs that could often extend beyond fourteen hours a day, sacrifices a number of luxuries just so that I could finish my thirteenth year in private school. My younger brother is currently attending public school with the hope of transferring into a private school once finances can accommodate it. These are the sacrifices that they make for me; I acknowledge this fully. Though my mother intends to continue paying for my education, I know very well that this is close to impossible. With graduation closely approaching, I know that I will need to assist her in financing for col lege.

Thursday, January 16, 2020

Contemporary Issues in Criminal Justice Essay

The United States Criminal Justice System is a fundmental part to society that focuses on protecting citizens in the United States Constiution as well as ensuring each individual is law adbiding law and not commiting serious acts of crimes. Each law was put in state and federal statues to ensure it continues and as time has changed some of the laws have not changed. In present day, the criminal justice system faces comptemporary issues as well as trends that not only affect today but in the future and how important each member of society hold a significant value to the criminal justice system. For many decades the criminal justice system has endured many issues and problems that are currently questioning exactly how fair United States Criminal Justice system is to citizens and criminals that participate in both misdeameanor and violent offenses. The Corrections Department is one specific department that faces many controversies involving the validilty of one’s constitutional right of the Eighth Amendment. The Founding Fathers created one of the famous amendments that prohibits the law from enforcing cruel and unusual punishment in capital punishment. At one time, capital punishment consisted of electrocution, firing squad, and the gas chamber. Unfortunately, many individuals believe that this form of punishments were cruel and unusual and many states eliminated these methods in their executions. In present day, lethal injection is the new method used in state executions that have not banned the death penalty as a form of punishment. The death penalty is used in only 32 states as of 2014 however the re-creation of lethal drug cocktail makes the world ponder if the lethal injection method is a form of cruel and unusual punishment. The issue of the new combination of lethal injections drugs have many opposers speculating should the death row inmate have the legal right to know exactly what is behind the newly developed death penalty drugs as well as if it against the Eighth Amendment. Two death row inmates in the State of Oklahoma pleaded with the higher courts to disclose any information pertaining to the ingredients of the drugs however the Oklahoma Supreme Court specifically stated, â€Å"This court holds that the secrecy provision †¦ does not violate the inmates’ constitutional right of access to the courts. The Oklahoma Supreme Court said the only remaining issue, then, is whether the state’s failure to disclose its source for the drugs prevents the prisoners from challenging their executions using the Eighth Amendment’s prohibition on  cruel and unusual punishment. The court decided it did not†(CNN,2014). Following the ruling, the stay of executions of Charles Warner and Clayton Lockett were uplifted and were scheduled to a double execution on April 29, 2014 that would forever change the proper protocols of execution guidelines and the Cruel and Unusual Punishment clause of the Eighth Amendment. Clayton Lockett received the first injection around 6:23 pm and ten minutes following his injection he was unconscious. After the doctor noticed he was unconscious he administered the last two drugs that would execute Clayton Lockett. Between 6:44 and 6:56 pm the doctor that was administering the medical procedures of the execution addressed that the inmates vein had collapased that led for the drugs to either absorb in his tissue or leaked out(The Guardian ,2014). Immediately the inmate passed away of a massive heart attack. Following the execution, the other inmate that was supposed to be execute right after Lockett did not face the punishment and currently he is on a 180 day stay until the state government can conduct a full investigation into the botched execution. Supporters of the death penalty believe the execution was conducted appropriately however opposers believe he faced a slow painful death. The question remains will the death penalty in the State of Oklahoma be abolished or test the drugs before they are administered on death row inmates. As much as someone may commited such a heinous crime such as Lockett and Warner these offenders are given rights off all the amendments of the United States Constitution and it is their right to address violations to higher courts so they can determine if it did occur. The death penalty has many advantages and disadvantages and the criminal justice system is constantly fighting the battle to keep it alive and well. Prison overcrowding is another contemporary issue that is currently affecting the criminal justice throughout the United States. Society is aware of the consequences involving committing a crime, however for offenses that are considered non-violent and the offender who has not been in trouble with the law in the past faces severe punishment such as a violent offender. Drug offenses is one crime that caused correctional facilities population to skyrocket and instead of finding the best alternative for punishment prisons face an unkinown number of crimes within the facilities. In the State of Oklahoma, approximately 26, 539 offenders are incarcerated in priosn whereas probation has a population of  21,085(American Legislative Exchange Council,2014). Statewide Harm Reduction Coalition(n.d.) states,† Prior to the current prohibition era the U.S. Prison population was a quarter of what it is today. But 30 years ago the â€Å"War on Drugs† was launched. Before that the prison population had been level for over 5 decades. 70 to 75% of people in prison are drug war prisoners. Drug use, arrest and incarceration rates along with data on sentence length show that people of color unfairly bear the brunt of the drug war†(para.4). The war on drugs is the primary reason for the increasingly amount of prisoners in facilities throughout the United States and if state legislation ever comes to the decision to stop the battle more likely overcrowding will not be a substanstive issue. Additional reasons why the American Corrections system is overcrowded are mandatory minimum sentencing, denial of parole, unaffordable bail, poverty, and Post Incarceration Syndrome. The final contemporary issue that is facing the criminal justice today is the increasing amount of complaints involving police officers that are involving in police bruatility and excessive use of force. As society has learned in the past of cases of Rodney King, it happened then and it is still happening. However, just because one cop does it does not mean all of them do it. The most current case involving police brutality and excessive use of force involves the Albuquerque Police Department. Recently, certain police officers went against their oath and maliciously killed members of society. The circumstances are unknown and the Justice Department has conducted a through investigation stating that the police department â€Å"the officers kicked, punched and violently restrained nonthreatening people, and seldom were the officers reprimanded. Many of the victims suffered from mental illnesses, and some were disabled, elderly or drunk, the 16-month investigation concluded. The changes called for by the Justice Department — 44 remedies in all — included extensive revisions to the department’s use-of-force policies. The term â€Å"force† would be more clearly defined, and officers would have to report to superiors when they used various tactics: chokeholds, kicks, leg sweeps and tackles. Under the recommendations, officers would be trained to rely more on verbal warnings and less on stun guns, and new recruits would be required to undergo psychological, medical  and polygraph examinations to assess their fitness for the job†(New York Times,2014). As much as the recommendations should be followed, more cases of police brutatlity and excessive force in Albuqueruqe happen however it seems officers refuse to listen to the recommendations and choose what is best for them. Some may feel threatened when they encounter someone but there are other methods instead of physically harming someone or murdering the subject. One of the most recent trends that is currently affecting the criminal justices that will more likely affect it in the future is the increasing amount of crimes involving youths. In the past, youths were not subjected to violence and since the internet evolved and other environmental factors so much is at stake. One particular area where society is seeing violence are in areas that at one time that they thought was safe such as schools and movies. The Aurora Thetre Shooting and various school shootings continue to happen and for innocent individuals fear is in their minds on a daily basis. The reasons the youth commits serious acts like these vary however most cases involved the lack of mental healthcare and as well as bullying. The perpertrators feel that the victims hurt them in some manner that led them to harm an entire school. In addition, technology is a severe problem for the criminal justice system today and will continue as long as the internet is available. Identity Theft is the newest trend in computer crimes and all it takes is a click of a button and the criminal soughting out the information can have access to someone’s life in a matter of seconds(Muraskin & Roberts,2009). Prevention is the only recommendation in both youth violence and cybercrimes that will eventually decrease the current trends occurring in the criminal justice system. The criminal justice system hold a significant value in today’s changing society by ensuring each citizen of the United States is lawfully protected by their consititutional rights as well as ensuring that local, state, and federal governments following proper protocol, procedures, and polices on keeping society away from harm that he or she could possibly face. The only problem that society has with the criminal justice system is the lack of mistrust invididuals have based on past incidents and discrepanices that makes person’s make the assumption that all professionals do not care of their well being or are not going above and beyond to protect them. Current trends and comtemproary issues within the criminal justice system will  remain in society for many years to come. Capital punishment, prison overcrowding, and police brutality affect the justice system in a variety of ways but to society each problem can be fixed by following proper procedures. As for trends, technology and youth violence is uncertain but the best method is to find resources and methods to eliminate trends in the cirminla justice system in the future. As much as society places the criminal justice system as good or bad it is something needed to protect everyone from constitutional violations as well as from heinous acts of crime. Reference American Legislative Exchange Council . (2014). Prison Overcrowding: Oklahoma. Retrieved from http://www.alec.org/initiatives/prison-overcrowding/prison-overcrowding-oklahoma/ CNN. (2014). Oklahoma executions back on, as court rules to keep lethal-drug sources secret. Retrieved from http://www.cnn.com/2014/04/24/justice/oklahoma-court-execution-drugs/ Muraskin, R., & Roberts, A. R. (2009). Visions For Change: Crime and Justice in the 21st Century (4th ed.). Upper Saddle River, NJ: Prentice Hall. New York Times. (2014). Justice Dept. Accuses Albuquerque Police of Excessive Force. Retrieved from http://www.nytimes.com/2014/04/11/us/albuquerque-police-report-justice-department.html?_r=1 Statewide Harm Reduction Coalition (SHaRC). (n.d.). What Causes Overcrowding in Jails and Prisons?. Retrieved from http://www.massdecarcerate.org/download/overcrowding.pdf The Guardian. (2014). Oklahoma execution of Clayton Lockett – timeline of the botched procedure. Retrieved from http://www.the guardian.com/world/interactive/2014/may/01/oklahoma-execution-clayton-lockett-timeline-document

Tuesday, January 7, 2020

The Impact of the French Revolution in the Eighteenth Century in Europe - Free Essay Example

Sample details Pages: 4 Words: 1118 Downloads: 4 Date added: 2019/06/26 Category History Essay Level High school Tags: French Revolution Essay Did you like this example? According to an history editor in 1789 the French revolution started as a watershed modern European history when the French revolution ended in the 1790s the Napoleon Bonaparte. The citizen of the country destroy their own countrys political landscape, removing long age institutions like absolute monarchy and feudal system. This disaster was ignited by an extensive act of discontent with the French monarchy and also with the bad and poor policies made by Louis XVI in his economy sector, though he later died and also the wife of Louis was not able to achieve all of his aim and at a particulars time degenerated into chaotic bloodbath. Don’t waste time! Our writers will create an original "The Impact of the French Revolution in the Eighteenth Century in Europe" essay for you Create order There were several causes of the great change in France ; the cultural, social, political, financial and also the economic aspect, the French revolution destroyed the old system of the French and also bring about the a very significant instrument as a means of change and brought about new development and ideas. The financial crisis: the absolute monarchy in France extended his royal influence into new areas of lawmaking administration, taxation. all these areas did not bring changes to meet the needs of the state. Louis XV claim to be an absolute monarch like his grandfather the right and the interest of the nation are a necessity one with my own and it lie in my hand only. It was nation of a constant crisis in the financial sector, the French nation seek for loan s to be able to meet up with his prevailing needs, before the loan the state were already in a serious debts. They borrowing in an high rate also required that when they want to pay they will also pay a huge amount of interest. The nadir of Louis reign came in 1763, with the French defeat in the seven years war including in the colonies and continent, the war itself was also a financial debacle. The crisis from the governmental sector: The tension between the monarch and also with the aristocracy, there were 13 regent courts in the French judicial organization, all their seat were in Paris and a dozen provincial sectors, each magistrate member of each were from the aristocracy the parliament chose to remove taxation on the nobles and commoner alike. They argued that the king was attacking the liberty of his subjects by trying to also tax those subject who we excluded from tax by virtue of their privileged status. The time of creation and discovery is called the Great Revolution in France or common known as the French Revolution. The revolution cut across all the segment of the society, the overthrow of absolutist monarchy brought with the new theories, symbols, and behavior, the excitement of a state of lawlessness was match by the terror. The revolutionary had to fight with the crisis of that was going on all over the continent of Europe. This change which took place in the France had also its own horrible side which also brought in also lots of violence and instability; in the wake of came about also in internal discord, civil war, and violence repression. The establishment of the Napoleons dictatorship at the end of the century show that the revolution has ended, The triumphs and contradiction of the revolutionary experiment in democracy show that the old system and the stating of the modern history, it also shows that politics can not be the same again. The Terror was a short and also de adly period of time whereby Maximilien Robespierre, the Committee of Public Safety and also the Revolutionary give a dead sentence to thousands of people under the falling blade of the guillotine. The real scene of the Terror was very much complicated. this incident was not started by a particular man, neither was it by a body or by a certain policy that was created in times past; nevertheless it was actually likened to a lot of parent with just a particular child, sparked by several actions and factors. whatsoever, might have trigger this terror it was the most violent time during the Great Revolution. Napoleon ruled for about fiftteen year, which close out the french revolution his very own aim were to creat a solid dynasty in france and also to dominate the france empire in Europe Napoleon firmly planted his personal power, calling himself emperor and making a new sketch of the new aristocaray. He was always at war with the Britain but with the Prussia an Austria going into a Coalitions. Till 1812, the campaigns of napoleon were always successful. Napoleon still made misake regulary on his strategy most especially in the concentration of troops and the deployment of artillery. His empire stirred vastly, and in captured Spain, a new coalition formed among the other dominant power in 1813. the nation of afrance fell into an invading force of this alliance in 1814, he was exiled and later came back only to be defeated at waterloo in 1815 which finally ended his reign According to an article written by (Cantoni .D., 2009)This paragaphy, we will see a very short aspect of the French Revolution and the consition in some neighboring states and cities before the effect of this Great revolution that are important to our research. We also restated how expansion by the French Revolutionary armies and later by Napoleon affected these regions. The Great Revolution was trigger by a very long-running fiscal crisis which led to the summoning of the Estates-General in 1789 for the very first time since 1614. Majorityy of the radical institutional changes were taken by the seizure of the Revolutionary armies of France. with the removal of all the remaining vestiges of serfdom and quasi-feudal land relations, the grip of the clergy toward the area economic and political power, the sovereignty, of the guilds in urban areas, and legal changes with the creation of equality before the law (Cantoni .D., 2009). finally: There are many effect of the revolution though there were serious damages and lots of destruction and lost of life and property in the French Revolution the positive ffct at weight the negative one monarch was removed and the liberal system of government which is democracy was introduced and developed. the civic rights were adopted. It also permitted and accept the freedom of speech, worship, association, press and also land ownership. Bibliography Cantoni .D., J. .. (2009). The consequences of radical reform: The french Revolution. N23. NBER Working Paper No.14831 JEL No. N23 History.com Editors, French Revolution. December 19,2018. AE Television Networks History URL https://www.history.com/topics/france/french-revolution https://www.britannica.com/biography/Louis-XVI https://alphahistory.com/frenchrevolution/louis-xvi/ https://www.napoleon.org/en/history-of-the-two-empires/articles/the-empire-dictatorship-monarchy/ https://owlcation.com/humanities/Imperialism-Revolution-and-Industrialization-in-Nineteenth-Century-Europe https://en.wikipedia.org/wiki/Louis_XVI_of_France

Monday, December 30, 2019

William Shakespeare s Much Ado About Nothing And King Lear

Name: Instructors’ Name: Course: Date: Analysis of Shakespeare’s powerful female characters in the play â€Å"Much Ado about Nothing† and â€Å"King Lear Introduction Shakespeare is seen to value the role of women as his plays often portray women as heroines. These women have strong characters that endear them to readers. Readers in our current world, and especially women, are encouraged to be self-assertive in demand for equal treatment in our society. This has been the tradition for women in the Western world and is one that should be spread across all societies in the whole world. The characters that this essay chooses to analyze are Beatrice from the play â€Å"Much Ado about Nothing† and Cordelia from the play King Lear. Beatrice and Cordelia†¦show more content†¦Beatrice is the cousin to Hero and niece to Leonato. She is a strong female who is smart and loyal to her family. We get to see that she has sworn off love in her adult love as she was hurt before and does not want to be vulnerable. However, she approves the love of her cousin Hero (Everett 400). As the play continues, we get to see that her strong stand against love is broken as she starts falling in love with Benedick, who matches her speech and wit, and is also as stubborn as she is. Beatrice has a sharp tongue and is good with words. She knows how to say what she wishes in a sharp and yet merry tone. When one soldier mentions that Benedick’s name when talking about leaving for war, Beatrice quips that he is a poor soldier. She goes on to joke that Benedick attaches himself to people and in this case Claudio by taking him as a brother. When Benedick arrives in Messina, Beatrice engages him in jokes. In Act 1 Beatrice states I wonder that you will still be talking, Signore Benedick; nobody marks you.† (Shakespeare 5). Benedick responds by saying â€Å"What, my dear Disdain, are you yet living?† (Shakespeare 5). Here we see that the two match each other in their manner of speech. The readers are able to notice the perfect match of these two characters. Beatrice is also seen as being loyal to her family. There is a scene at the altar on a wedding day where Hero, the bride, is accusedShow MoreRelatedA Comparison Between the Plots of King Lear and Much Ado about Nothing910 Words   |  4 Pagesstatement to say that William Shakespeare wrote some of the greatest plays of all time. This is accepted by everyone from high schoolers to experts as fact. But everyone is always wondering, what makes them great? Well, at the heart of every great Shakespeare play is a well written plot. But how can one man churn out all these plays he’s written, and still have new content in each one? Aren’t they all the same story to some extent? As Lindsay Smith writes, â€Å"Many Shakespeare plays, like most typicalRead MoreWilliam Shakespeare s A Great Writer2074 Words   |  9 Pages William Shakespeare was a great English writer from several centuries ago and is often seen as one of the most remarkable writers to this day. He not only projects deeper ideas throughout his various types of plays, but he also n ever ceased to entertain the common man or the families of royalty. â€Å"Shakespeare s words and phrases have become so familiar to us that it is sometimes with a start that we realize we have been speaking Shakespeare when we utter a clichà © such as ‘one fell swoop’ or ‘notRead MoreWilliam Shakespeare s Romeo And Juliet, King Lear, And A Midsummer s Night Dream1037 Words   |  5 Pagesof Avon, commonly known as William Shakespeare is one of the best known playwrights in the (Video). A few of his most famous plays include Hamlet, Romeo and Juliet, King Lear, and A Midsummer’s Night Dream (McArthur). Although he was popular during his time, Shakespeare’s influence continued to grow after his death and today he well known around the world. He added 2,000 words to the English dictionary and he is the 2nd most quoted after the Bible (Video). Shakespeare is one of the most influentialRead MoreWilliam Shakespeare s English Literature Essay1667 Words   |  7 PagesWilliam Shakespeare has been best known for his poems, plays and masterful piece of writings in the English language. He has been referred to as the England s national poet and the Bard of Avon. He produced over thirty eight plays, hundred fifty four sonnets, five poems, and more verses. Shakespeare s plays consist of mainly tragedies, comedies and histories which are regarded as one of the best in those genres. The plays, the poems, and the sonnets have had a significance influence in EnglishRead MoreWilliam Shakespeare s Influence On The Course Of World History1440 Words   |  6 PagesWaldo Emerson, a famous essayist inspired by Shakespeare’s works. William Shakespeare was a renowned author, poet, actor, and playwright. He has contributed to many components of life today such as; founding modern English language, contributing to literature, contributing to modern theater, and contributing many of his works to modern English. William Shakespeare has great ly impacted the course of world history. William Shakespeare was believed to be born on April 23,1564, in his hometown of Stratford-upon-AvonRead More Shakespeares World Essay3144 Words   |  13 Pagesnbsp;nbsp;nbsp;nbsp;nbsp;Almost every nation on earth reads, studies and performs the works of William Shakespeare. No writer of any country, nor any age, has ever enjoyed such universal popularity. Neither has any writer been so praised. As William Hazlitt observed, quot;The most striking peculiarity of Shakespeares mind was its generic quality, its power of communication with all other minds.quot; It is perhaps this quality that has earned Shakespeare the supreme accolade, that of lending his name to an era. Other thanRead MoreEssay on Biography of William Shakespeare2736 Words   |  11 PagesBiography of William Shakespeare William Shakespeare was born on April 23, 1564. He was baptized on April 24, 1564, in Stratford-upon-Avon, Warwickshire. He was the third of eight children born to John Shakespeare and Mary Arden, three of whom died in childhood. John was a well-known merchant and Mary was the daughter of a Roman Catholic member of the gentry, or high social position. The house where Shakespeare spent his childhood stood adjacent to he wool shop in which his father plied a successfulRead MoreEssay on William Shakespeares Hamlet2393 Words   |  10 PagesWilliam Shakespeares Hamlet There are enough conceptions, and thus misconceptions, about the melancholy Dane to fill volumes. However, while none of them has proved entirely acceptable, some of them, such as the diagnoses that Hamlet simply â€Å"procrastinates† or â€Å"cannot make up his mind† prove utterly unsatisfactory under careful scrutiny of the play and, perhaps more importantly, Hamlet himself. Indeed, it appears as if there are certain points in the play in which Hamlet comes to reversals

Sunday, December 22, 2019

Life Circumstances Affect Every Individual At Some Time Or...

Life circumstances affect every individual at some time or another, and the coping measures are different for each. Self-care models are established in the absence of these occurrences to allow the minds to rationally plot proper realigning routes. To a degree, a counselor has to be their own client and be the expert in their own first-hand crisis. The goal is to empower the client to the point they are strong, stable, and self-assured in their own ability. With the use of evidence based practice social workers will provide effective services for the couples that do decide to take premarital counseling. Mixed method is possibly the best for this type of study. Clients can give insight on the treatment plan they are receptive to. Staff survey may be biased due to lack of interest towards the research. Counseling is an entity, where the client must learn from the individual sessions and then apply them within their actual marriage. Although, emotions are never consistent from per son to person, it is important to increase the mutual vision in the lives of the clients. In conclusion only the client can decide whether the intervention was effective or not, it is important for them to have motives that will fuel the aims and desires they aim to reach. Literature Review Premarital counseling is an educational, therapeutic, or combination program that couples attend prior to being married. The goal of premarital counseling is to increase satisfaction and reduce the risk ofShow MoreRelatedCoping With Extreme Stress And Its Effect On The Stress Of A Person1569 Words   |  7 PagesThere are times where a person who has held a job felt pressure of work-related stress. One of the serious employment-concern, that eats away revenues, lessens efficiency and marks good employees’ hand their notice is workplace stress. There are workplace stress that is moderate, while extreme stress could be a hindrance to employees’ efficiency, commitment and satisfaction in the organization or management. Coping can fundamentally aid in reducing the stress of a person. Coping has two broadly acknowledgedRead MoreSources of Stress Experienced by International Students Living in the United States1736 Words   |  7 PagesAs the world becomes increasingly glob alized and interconnected, there is an imperative need for every student in this generation to be exposed and to be prepared for this rapidly changing world. Globalization sets the platform for a competitive environment, which challenges a country to increase their level of efficiency, promote innovation, and improve its overall standard of living. One of the ways that value-added learning could be incorporated in students’ learning is through the disseminationRead MoreThe Problem Of Mental Illness1683 Words   |  7 Pagessufficiently with others. It is also difficult for them to complete tasks at home. ADHD is known to affect about 10% of school-age children. Although we don’t know why science has proven that boys are approximately three times more likely to be diagnosed with ADHD than girls are. Various Brain imaging tests have shown that the brain of those who have ADHD, continues to mature in a normal pattern however it does show some delays in the brain regions used for thinking, paying attention, and planning by approximatelyRead MoreThe Effects Of Stress On Health And Stress1084 Words   |  5 PagesStress shows its face physically, emotionally, and mentally. Stress can last for a moment or linger around for a life-time. Stress can appear as early as childhood, adolescence, or perhaps not until years after becoming an adult. Stress shows its face in the tiniest fashions or in the boldest statements. It can be big or small, positive or negative, quick or chronic; deadly or life-changing; it all just depends. What does it depend on? It depends ... all humans are different. Stress impactsRead MoreA Correlation Between Stress And Adolescent Suicide1187 Words   |  5 Pagesof adolescent suicide with the cause being undetermined. The purpose of this paper is to d etermine if there is a correlation between stress and adolescent suicide. Stress is a state of mental or emotional tension resulting from demanding circumstance; it can affect an individual’s body and mind, which can eventually lead to a mental breakdown. Literature review and qualitative research was the method use to formulate this paper. Based on the results, it is determined that stress- although significantRead MoreNurses Should Not Service Excellence Without Compromising Their Welfare1404 Words   |  6 PagesEvery health professional has a legal obligation to patients. Nurses as part of the health care team share an important role in the quality and safe delivery of patient care. They have the major responsibility for the development, implementation and continuous practice of policies and procedures of an organisation. However, nurses should deliver service excellence without compromising their welfare. Compassion fatigue (CF) experienced by nurses possessed major ris k factors for poor quality of careRead MoreWhat Are Essential Qualities For Caregivers?1742 Words   |  7 PagesIllness, disease, and trauma constantly and continuously affect people all over the world. Everyday, people are placed in hospitals, diagnosed with cancer, injured in war, devastated by a natural disaster, involved in a car wreck, and lose loved ones. People in these circumstances require help. They have to have someone caring for them in this difficult and stressful time in their lives. Those who are involved in patient care include doctors, nurses, therapists, rescue workers, and family membersRead MoreTheories Of Development : Guidance1356 Words   |  6 Pagesmother or a father figure in her life today. She was removed from her mother at a very young age, and lived in foster care for a few years, before the Department of Social Services caseworker monitoring Claudia, quit her job and adopted her at age five years old. Things went fine for a couple of years, when the single, adopted mother was in a car accident and injured. The adopted mother became addicted to prescription drugs, and stopped parenting Claudia, who by this time was seven years old, and forcedRead MoreFamily : The Value Of Love, Affection, Care, And Truthfulness2065 Words   |  9 PagesThe meaning of family can be defined in many ways to different people. Family helps us in shaping our life and teaches us the value of love, affection, care, and truthfulness. It provides us tools and suggestions that are necessary to get achievement in life. The definition of family, according to me, is a group of people related or unrelated that value, cares, love and support one another in time of crisis. As a child growing up, I have fond memories of growing up with love and compassion by theRead MoreWhy A Person Should Remain Child Free Essay964 Words   |  4 PagesMargret W. Matlin (2008). In this text, Theme 4 contemplates that â€Å"women differ widely from one another† (pg. 30). This variance should cause pause to every women who is deliberating having a child. A woman must determine for herself if she is the type of women who desires to, capable of, and devoted to having a child. This is a life altering decision and should not be participated in nonchalantly. There exist some disadvantages to the sense of giving birth and to raising a child. Subsequently, five urgings

Saturday, December 14, 2019

Blank HELB form Free Essays

In the event that the loaned discontinues studies for whichever reason before full disbursement is made, the Board shall not disburse the remaining allocation and shall recall the loan so far as advanced in full together with the interest thereon. . The Board shall electronically, through the website, send to each loaned annual statement indicating the amount disbursed per each academic year or the outstanding balance as the case may be. We will write a custom essay sample on Blank HELB form or any similar topic only for you Order Now The sums of the amount indicated in the statements shall form the principal loan to be recovered from the loaned. The contents of the statements shall be deemed to be correct unless a written complaint to the contrary is received by the Board within three (3) months from the date of the statement whereupon the Board shall either confirm the complaint or advise as the case may be. A statement may be furnished at NY time on request but at the loaner’s expense. 5. Where it is discovered that the loan was granted due to false information furnished by the loaned, the Board shall withhold release of the amount yet to be disbursed if any, besides subjecting the loaned to prosecution. . The Board shall engage agents (Banks) who shall be responsible for the disbursement of the loans as shall be advised by the Board from time to time. 7. The loaned shall keep the guarantor appraised of the principal loan awarded and in the event that there is a conflict, the amount as held by the Board will prevail. 8. Where there is default by the loaned, the guarantor shall be bound to repay the loan, interest th ereon, penalties, costs and any other charges accruing to the loan. 9. The loan shall be due for repayment one year after completion of the course studied or within such period as the Board may decide to recall 10. The loan shall be repaid by monthly installments or by any other convenient mode of repayment as shall be directed by the Board but subject to the provisions of the Higher Education Loans Board Act. 11. If the loaned defaults in the repayment of the loan when the loan is due, the whole amount shall be due and payable and the Anne shall be bound to pay other charges that may arise as a result of the default including but not limited to the Advocates fees and penalties. 2. The Board shall charge a penalty of Kiss. 5,OHO per month on any account that is in default. 13. Non demand for loan repayment and the accruing charges shall not in any way signify waiver of any amount rightfully due under the terms and conditions of the loan. 14. The applicant hereby consents that the Board shall share information pertaining to the loan account with credit r eference bureaus or any other parties as deemed necessary. 15. The Board shall effect credit protection arrangement of the loan at the expense of the loaned. 16. In the event that the applicant receives additional finance assistance from any other source and the need to refund by the university arises such refund shall be made to the Board and the same shall be utilized towards reducing or offsetting the loan. 17. No loan shall be disbursed unless this agreement form is signed. 18. The signature of the loaned shall certify the reading, understanding and being in agreement with the terms and conditions herein including certification. Loaner’s Signature Authorized Signature(HELL) Date: 14/04/2011 How to cite Blank HELB form, Papers

Friday, December 6, 2019

Alternative Investment Classes and their Role in Investment Portfolios

Question : Describe "Alternative Investment Classes and their Role in Investment Portfolioswith examples, a selection of seven alternative investments which are generally available on capital and other markets, the expected / realized returns and risks of each, and to consider how they are used in constructing and hedging investment portfolios. Answer : Investment Strategies Options Investment is considered as one of the most wonderful method to enhance the wealth of the people around the world. Now the main issue is the selection of the class of investments that the people should invest in that entirely depends on the type of strategies the investors make depending on the quantum of risk they are likely to take. These risks are being diversified as soon as the investors go for alternative investments. These assets are in the class of real assets that are hard and tangible and include various types of other assets as well. There are various alternative classes of assets as listed below for the investors to build their portfolio and in return develop their wealth by balancing the risks and returns of the portfolio. 1. Private Equity- Private Equity is one of the emerging sectors around the world as the players are investing in this sector through the long term investments in the private sectors. This class of investment is an illiquid asset class that offers long term diversification away from the public markets. The only risk that prevails is the low liquidity and restrictions linked with these investments but growth and returns are attractive here.(DeFeo, 2012) 2. Hedge Funds- These are also an investment strategy where the risk is low as the portfolio of investment is being managed by the hedge fund managers. Some of the problems that these funds face are that they are only suitable for high end investors and accompany a lower return due to the lesser degree of risk involved. 3. Managed Futures- These futures are those part of the business that are being managed by the company as an underlying asset base that pulls up the chain for the working of system. The futures are tax inefficient and a bit uncomfortable with people new in the securities market. 4. Currencies- The currencies are also a mode of investment for the investors but it requires in depth analysis of the currency and the most important risk that is faced by the government regulations that is being governed by the economical and political norms along the world. 5.COMMODITIES- These I a source similar than to the other market products but here the buyers have the amount to lot sizes then there are beneficially for them and these commodity melds the people that would lead to higher and maximum profits in the long run., 6. Real Estate- It is one of the areas that is different from security but available in the huge investment projects where are buyer and seller both are caning profits though the arrangement at might rates which expected high return. It takes lot or manage such investments as it is linked with money so had to be undertaken very nicely as there is huge amount of risk with low chances of high profits. Hence the investment classes are helpful in maintaining the wealth of the shareholders and thus help in understanding the concepts of investment strategies in a better way. Bibliography daveramsey. (2013). Want to know how Dave invests his money? Find out here! daveramsey.com , 1-1. DeFeo, J. (2012). The Street. The Street , 1-1. Diedrich, S. (2014). 'Alternative' or 'Hedged' Mutual Funds: What Are They, How Do They Work, and Should You Invest? Forbes , 1-3. Dumon, M. (n.d.). What is Private Equity. Investopedia , 1-2. Idzorek, T. (2007). Private Equity and Strategic Asset Allocation. ibbotson , 7-9. Kulkarni, P. (2010). Investment Strategies. The Economic Times , 1-1.